Richard Manikam
BA (Hons) APFS
Richard started in financial services in 2002 having achieved his BA (Hons) degree. Working with his father Peter, Richard spent a number of years handling the mortgage administration, whilst completing the Financial Planning Certificate (FPC) & Mortgage Advice Qualification (MAQ) with The Chartered Insurance Institute.
About
In 2007 Richard was appointed an Adviser with St. James's Place and began giving face to face advice to clients of Manikam Wealth Management. Since then he has gone on to develop technical knowledge by successfully completing the CII Advanced Diploma in Financial Planning and awarded Chartered Financial Planner status.
Specialising in Investment planning, Retirement planning, Corporate and Estate and Trust* planning, Richard helps his clients put into action the financial planning needed in an ever changing environment.
Offering professional advice on managing the potential effects of Inheritance Tax, the focus is to ensure your wealth stays in your family as you want it, in the best possible way.
“Inheritance tax is a ‘voluntary tax’, paid by the estate of individuals who have not made prior provisions”.
His clients consist of business owners, medical professionals and individuals looking to achieve successful financial planning for themselves and their family across the generations.
Richard lives in Essex with his wife Emma and two children. He enjoys Kickboxing, Scuba Diving, Cycling and is often taking part in fundraising activities, particularly for the St. James's Place Charitable Foundation. He is also a FA level 1 football coach at Tiptree Jobserve.
*Trusts are not regulated by the Financial Conduct Authority.
Testimonials
Accreditations
Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.
Click on the accreditations for more information
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
